If you become injured or ill and are hospitalized, your health insurance will pay a portion of your costs. But no plan pays for everything. Your share of the hospital bill with coinsurance, copays and deductibles could be costly—let alone the extra out-of-pocket expenses that might occur.

With Group Hospital Indemnity Insurance, you receive cash benefits for covered hospital stays and expenses to help offset the hospital bill, take care of day-to-day expenses, or pay for anything you need. Plus, this insurance offers these advantages:

• Pays a daily benefit amount of $50/day/hospital stay, up to 10 days, under the Standard Plan, and $150/day/hospital stay under the Enhanced Plan. Pays this cash benefit directly to you and is paid in addition to your medical insurance. Additional benefits include: Pays a First Day Hospital Confinement benefit of $550 under the Standard Plan, and $1,650 under the Enhanced Plan.
• Affordable employee group rate and your premium is conveniently deducted from your paycheck.
• Guaranteed–issue* provided you enroll during the Enrollment Period.  
• Flexibility to use the benefit money to address out-of-pocket-expenses like transportation and meals for family members, help with child care, or time away from work.
• Ability to keep your coverage if you leave your employer (with certain stipulations)

You, your spouse, and eligible children qualify for this coverage.

Thanks to your employer’s group rates, you could pay less for this insurance than you would for individual insurance you’d find on your own.

Answers about the plan, including eligibility, options, enrollment, customer service and more.