Overview

When it comes to purchasing products, we almost always look at the price tag. Yet with all the money we spend on health care — from premiums to prescriptions to doctor’s office visits — we rarely think about the price of these services. And as health care prices continue to rise, that ends up costing more for you and Masonite. Here are ways you can help control your health spending.

&amp;amp;amp;nbsp;

Expand All

Collapse All

Use in-network providers.

They’ve agreed to charge only up to negotiated rates and bill your insurance company directly, which saves you money and time.
Receive free preventive care.

It can help detect and prevent potentially costly health issues early. With all our medical plans, you pay nothing for annual physicals, recommended immunizations, routine cancer screenings, and more when you see in-network providers. Tip: Make sure your doctor codes check-ups and screenings as preventive care when billing your insurance.
Use Live Health Online telemedicine.

Use Live Health Online telemedicine — it’s quick, convenient, and costs less than an office visit.
Use tax-free money to pay for eligible health expenses.

Contributing to a Health Savings Account (HSA) if you enroll in the Basic HSA Plan or the HSA Plus Plan, or a Health Care Flexible Spending Account (FSA) if you enroll in the PPO Plan, saves you money on expenses you’d have to pay anyway.
Shop smart for prescriptions.

Using generic alternatives will almost always save you money — and they’re just as effective as brand name prescriptions. It’s also a good idea to call a few local pharmacies to compare prices before deciding where to fill a prescription.
Use mail order or a CVS pharmacy for long-term prescriptions.

Use mail order or a CVS pharmacy for long-term prescriptions. You’ll save time and money on 90-day supplies of your maintenance medication.
Choose wellness!

Get your free annual physical to earn your Wellness Incentive and focus on making healthy decisions every day, like eating a balanced diet, staying active, and avoiding tobacco. If you and your dependent have been tobacco free for the past six months, you will be able to participate in the medical plan at the lower non-tobacco rate.
Compare costs.

It pays to compare costs before getting health care services. Ask Health Advocate for help or do your own research.
Choose the right place to get care.

For minor injuries, use an urgent care center or walk-in clinic instead of the emergency room. Going to the most appropriate place for your needs will save you time and money.

Contacts

Medical Website Anthem Phone 1.855.492.3558 Policy/Group Number: 9230007
Telemedicine Website LiveHealth Online Phone 1.888.548.3432
Prescription Drugs Website OptumRx Phone 1.844.783.1396 Policy/Group Number: 3695
Health Savings Account (HSA) Website WEX Phone 1.866.451.3399 Policy/Group Number: 27711
Flexible Spending Accounts (FSAs) Website WEX Phone 1.866.451.3399 Policy/Group Number: 27711

DOCTOR'S OFFICE	URGENT CARE CLINIC	EMERGENCY ROOM
Use it for... A condition that doesn't need immediate attention and can wait until the next day.	Use it for... A condition that needs immediate care but is not life or limb threatening	Use it for... A life threatening or potentially crippling condition that needs immediate care.
Examples: Sore throat, fever. Routine exam, screening. Checkup, vaccination, prescription refill.	Examples: Broken bone, severe sprain or strain. Cut requiring stitches. Anxiety attack.	Examples: Sudden weakness, dizziness or loss of consciousness. Uncontrollable bleeding. Chest pain, difficulty breathing.
Average price: $ $0 (preventive); $139 (nonpreventive)	Average price: $$ $182	Average price: $$$ $645 (minor); $2,149 (moderate); $5,176 (severe)

Average costs are from healthcarebluebook.com. Contact your health insurance plan for specific costs

Consumer Tips

Overview

Contacts