Hospital Indemnity Insurance

A trip to the hospital can be stressful, and so can the bills. Even with medical coverage, you may still be responsible for copays, deductibles, and other out-of-pocket costs. Hospital indemnity insurance from Allstate pays predetermined amounts for covered hospital, nursing, transportation, and physician services to help cover the costs associated with a hospitalization, ambulance service, surgery, and certain inpatient and outpatient treatments.

Choose from two benefit coverage options:

  • Standard, which includes a $500 hospital admission and $50 a day hospital confinement or intensive care benefit
  • Enhanced, which includes a $1,500 hospital admission and $150 a day hospital confinement or intensive care benefit

Benefits are paid:

  • Directly to you, unless assigned to someone else
  • As a lump sum or on a benefit schedule
  • In addition to any other insurance
  • 10 month pregnancy pre-existing conditions exclusion for new enrolleees.

See Allstate brochures for coverage details and exclusions.